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720 ILCS 5/16-31 – Transmission of Personal Identifying Information

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Posted by Christopher Combs on April 2, 2026

720 ILCS 5/16-31 – Transmission of Personal Identifying Information

This law makes it illegal to secretly take or share someone’s personal information from a financial transaction without their permission.

This statute says that it’s against the law to record or share another person’s private information from a financial transaction, like when they use a credit or debit card, unless you are part of the transaction or have permission. There are some exceptions for law enforcement and normal business use.

(a) A person breaks this law if they are not part of a financial transaction and knowingly do one of the following without permission from the person involved:

  1. Secretly take photos, recordings, or electronic copies of someone’s personal information during the transaction.
  2. Share, send, or spread that personal information to others.

(b) This law does not:

  1. Stop businesses from legally using personal information in the normal course of business.
  2. Apply to police officers or their agents doing their lawful duties.
  3. Prevent a person from being charged with other crimes while committing or trying to commit this one.

(c) Sentence: Anyone who breaks this law commits a Class A misdemeanor.

View the full statute here.

Contact us online or call (314) 900-HELP to talk with a Southern Illinois criminal defense lawyer.

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