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§ 570.130 RSMo – Credit or Debit Card Fraud in Missouri

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Posted by Christopher Combs on July 22, 2025

570.130. Fraudulent use of a credit device or debit device — penalty.

Using a stolen or fake credit or debit card is a crime.

It’s illegal to use a credit or debit card if you know it’s stolen, canceled, or not yours. It’s also illegal to cancel a card payment after using it to pay your property taxes.

1. You commit fraud with a credit or debit card if you use it knowing any of the following:

  1. The card is stolen, fake, or forged;
  2. The card has been canceled or revoked;
  3. You’re not allowed to use it for some other reason;
  4. You use it to pay property taxes and then cancel the payment without a good reason. If you do this to get a property tax receipt for getting license plates, it’s treated as clear evidence of fraud.

2. This offense is a class A misdemeanor unless the total value of what you got (including property tax payments) is $750 or more within 30 days — then it becomes a class E felony.

View the full statute here

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