Credit Card Fraud Lawyers in St. Louis
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This content has been written and edited by professional legal writers and individually reviewed and verified by Christopher Combs and Steven Waterkotte, attorneys who have over 40 combined years in the criminal defense industry.
Credit Card Fraud Lawyers St. Louis, MO
Credit card fraud can be as accidental as it can be complex. Usually, credit card fraud relates to the unauthorized use of another person’s card that makes purchases or withdrawals without permission. If you have been convicted or charged with credit card fraud in St. Louis, MO, contact our criminal defense team today.
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Credit Card Fraud Lawyers in St. Louis, MO
Embezzlement, identity theft, credit card fraud and larceny are all examples of theft charges. Theft-related charges can result in fines and well as probation, jail time, or imprisonment, but in addition to the court’s sentence, you will be left with a criminal record that will impact your personal and professional life. It becomes incredibly difficult to get a job, receive aid or qualify for the opportunities you want to pursue. At Combs Waterkotte, we help Missouri clients with any allegations, convictions, and other legal services.
Protect your future and freedom with Combs Waterkotte. Contact one of our criminal defense lawyers today at (314) 900-HELP.
If you are facing criminal charges of any kind, it is important to hire a St. Louis credit card fraud defense attorney who has experience in handling your specific type of case. Call us now at (314) 900-HELP. Charges come with unique set of legal issues and challenges, and a skilled attorney can help you navigate the complex criminal justice system and work to achieve the best possible outcome for your case. As a criminal defense law firm based in St. Louis, we are dedicated to protecting our clients’ legal rights and providing compassionate and effective representation if they've been accused or convicted. Contact us today to schedule a consultation and learn more about how we can help you with your Missouri credit card case.
What Are Access Devices?
Federal credit card fraud is often referred to as access device fraud. Federal law makes it a crime to knowingly, with an intent to defraud, any of the following acts:
- Use or traffic in any counterfeit access devices
- Possess 15 or more counterfeit devices
- Use, traffic, or possess a scanning receiver
- Possess or traffic in any device making equipment
- Use, traffic, or possess modified instruments to obtain use of telecommunications services
- Use, produce, traffic, or possess hardware or software to modify an instrument to obtain telecommunications service
- Obtain anything of value $1,000 or more within a year with a counterfeit access device
- Solicit someone for offering or selling a fraudulent access device
If you've been accused or convicted of any of these crimes, don't hesitate to reach out to credit card fraud lawyers in St. Louis, MO, now.
Why Choose Combs Waterkotte to Defend You Against Credit Card Fraud Charges in St. Louis, MO
When facing credit card fraud charges in St. Louis, MO, it’s essential to have a skilled legal team by your side. Combs Waterkotte offers unmatched expertise and a proven track record in defending clients against these allegations, both at the state and federal levels.
Choose us because:
- Benefit from our experienced legal team specializing in credit card fraud cases
- We conduct thorough case analysis to build a strong defense tailored to your situation
- Our firm has a proven track record of securing favorable outcomes for clients
- We create personalized strategies to maximize your chances of a positive resul
- We have extensive experience defending clients against both state and federal credit card fraud charges
- Our attorneys are skilled negotiators, aiming for reduced charges or dismissals
- We are ready to aggressively defend your rights in the courtroom
- Your needs and concerns are our top priority throughout the legal process
Types of Credit Card Fraud
There are a number of different types of credit fraud cases we can help with. Below are a few of the most common types of credit card fraud:
- Skimming is when someone steals or “captures” credit card information from a magnetic strip during a sale.
- Phishing involves deceptive emails, texts, phone calls, and other methods used to collect personal information.
- Card theft is the actual act of stealing a credit card
- Carding is another way criminals can use stolen credit card information to make purchases online or counterfeit cards.
- Account takeover is when someone acquires login credentials and combines multiple methods to use a card.
Credit Card Fraud Statutes in Missouri
Missouri’s laws regarding fraudulent use of a credit or debit card can be found in Missouri Revised Statutes §570.130. If the total value of the goods and services bought is less than $750, it is a class A misdemeanor; otherwise, it is a class E felony. Penalties for a class A misdemeanor can be as much as one year in jail and $1,000 in fines. If your case is a Class E felony, you could be looking at anywhere from a year in county jail to four years in prison. In addition, if you are convicted of a felony you will lose the right to own a firearm, vote, or hold certain jobs.
Credit card fraud is also a federal crime, and it is not uncommon for prosecutors to seek these charges alongside Missouri state charges. The law governing credit card fraud is 18 United States Code §1029, and it is both very broad and very strict. For a charge to be a Title 18 offense, it must:
- be proven that the accused was knowingly trying to defraud another person
- the value of the assets they obtained via fraud is more than $1,000
- have included an interstate transaction
Hiring a Credit Card Fraud Defense Attorney in St. Louis, MO
If you’ve been involved in credit card theft, you may want to consider calling our office at (314) 900-HELP or reaching to Combs Waterkotte on our website.
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We know most people who come to us haven't had to deal with the justice system in this way before. We understand how overwhelming and confusing the process can be, which is why we ensure clarity and support at every turn. From our initial consultation to the the final resolution of your case we strive to make the process easy for you to understand and leave you without any doubts that your case is being handled the right way.
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