Will A Traffic Ticket Increase My Insurance In Missouri? Chris Combs, attorney with Combs Waterkotte and expert traffic lawyer, provides answers on how traffic tickets affect your car insurance.
Interview Transcript
Scott Michael Dunn: How does that affect your – I mean, I know the insurance companies realize the point system – but let’s say I got 12 points. What’s going to happen? Will the traffic ticket or the points increase my insurance?
Chris Combs: Yeah. A lot of times you’ll see ’em skyrocket.
I mean, I once had a woman call me on one of those 26 miles or more that are B misdemeanors, same level as a first offense DWI, and she was a little sticker shocked by what it was going to take for us to fix that.
Scott Michael Dunn: Wow.
Chris Combs: Because they’re really, really tough. And just in the last couple years, we have seen them really crack down on these speeding tickets – jail time is associated with a first offense.
Scott Michael Dunn: Wow.
Chris Combs: If you’re going 30, 40 miles over the speed limit, which, you know, if the speed limit’s 70 and you’re going 95, 98, some people don’t pay attention. You know, you can find yourself there. And yes. Insurance companies know exactly what it is, and they’ll drop you.
And sometimes you’re required to get what’s called SR 22 insurance, which is high-risk insurance. That’s not cheap.
If you’ve got a traffic ticket are looking to protect your license (plus your wallet), contact Combs Waterkotte today at (314) 900-HELP or reach out online for a free case review. You can also upload a picture of your ticket below:
